Selling the mortgage


A: The contract is invalid for two reasons. First, the land is mortgaged to the bank through the loan. In fact, the mortgagee's consent is a prerequisite for selling a mortgage. Second, the debtor alone is liable to pay the debt. Thus, debt liability may not be transferred to someone else unless in the case of the transfer of a debt which is not applicable here. And Allah knows best. May Allah grant us success. May peace and blessings be upon our Prophet Muhammad, his family, and Companions.


The most grievous and grave sins